Business financing referrals · Established small businesses

Explore funding for the next investment in an established business.

An established business may need to replace equipment, improve premises or cover a defined operating gap. Describe the expense using current trading records and a clear payment timetable.

Illustration of established small businesses and their working space

Possible uses

Business expenses to describe

01

Business improvements

A premises or process improvement should have a defined scope and budget. Separate quoted work from optional additions that have not yet been priced.

02

Equipment

Replacement machinery may need installation and a period of overlap with the old setup. Include those changeover costs in the request.

03

Operating expenses

Supplier payments, payroll and other commitments may fall before customer receipts. Identify the specific obligations rather than treating the whole operating budget as one gap.

How it works

The application process

01

Purchase or expense

Use a quote or a clearly marked estimate to work out the amount you are requesting.

02

Application questions

Provide industry, trading history, revenue and approximate personal credit information in the relevant fields.

03

Before sending

Check the contact information and disclosures, complete number verification and confirm the submission.

Illustration of established small businesses equipment and workspace
Illustration of established small businesses equipment and workspace

Established small businesses · funding preparation

The budget behind the request

Use the business’s trading history to put the proposed purchase in context. Past performance helps explain the operation, while future receipts and provider decisions remain uncertain.

Before you begin

Application preparation

Check that the phone and email details you enter can be used to reach you about the request.

  • 01Funding amount, business purpose and timing
  • 02Monthly revenue and time in business
  • 03Industry, business name and approximate credit range
  • 04Owner contact details and mobile access

A few things to know

About this referral service

Information sharing and referral payments

Up to five funding partners may receive an application through a paid referral from us. We sell the application and contact information, receive compensation without a funding requirement, and do not collect an application fee from you.

Approval and available terms

Approval cannot be assumed from a successful form submission. Any offer depends on the funding partner’s assessment and the conditions attached to its product.

Provider timing

An equipment delivery date and a financing date may not line up. Ask the provider to confirm its timetable before making a commitment that relies on receiving funds.

Contact consent and mobile verification

Partner contact and information sharing are described in the form and linked policies. Read those details before verifying the number and submitting your business information.

Make a beginning

Start with your business funding request

Begin with the purchase or operating period you need funds to cover, then complete the business questions.